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ID 50590
本文ファイル
著者
MOAHID, Masaood
MAHARJAN, Keshav Lall 大学院人間社会科学研究科 広大研究者総覧
キーワード
formal agricultural credit
characteristics
challenges
thematic analysis
Afghanistan
抄録(英)
Access to credit improves farmers’ productivity and income. However, farmers’ low access to credit remains a confounding issue in Afghanistan. This study predominantly aims to identify the challenges hindering the country’s financial sector from effectively serving agriculture. We used the triangulation method of data collection to capture the various dimensions of the challenges to formal agricultural credit access in Afghanistan. The results showed that commercial banks are reluctant to provide credit for agricultural purposes. Financial institutions supply credit to farmers in a fragmented manner, rather than through a unified mechanism. Furthermore, farmers cited the cumbersome process of obtaining credit and the lack of suitable collateral for it as the most pressing issues. Moreover, a thematic analysis of key respondents’ interviews revealed that vulnerability to risk, operational restrictions, societal constraints, and the less active real estate market are the predominant challenges to expanding formal agricultural credit. Finally, we present our suggestions to address these challenges.
掲載誌名
広島大学現代インド研究 : 空間と社会
11号
開始ページ
21
終了ページ
37
出版年月日
2021-03
出版者
広島大学現代インド研究センター
ISSN
2185-8721
NCID
言語
英語
NII資源タイプ
紀要論文
広大資料タイプ
学内刊行物(紀要等)
DCMIタイプ
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Copyright (c) 2021 広島大学現代インド研究センター
部局名
現代インド研究センター
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