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ID 49123
本文ファイル
著者
Moahid, Masaood
Maharjan, Keshav Lall 大学院国際協力研究科 広大研究者総覧
キーワード
input supplier
informal credit
Islamic finance
Afghanistan
抄録(英)
Access to improved technologies largely depends on the availability of credit. Access to formal credit is shallow in Afghanistan, and the farmers mostly rely on the informal credit. Input supplier credit is one of the informal sources of credit available to the farmers. Using qualitative data from the interviews of 23 farmers and 10 input suppliers from three cities of Afghanistan, this study aims to analyze the role of the credit obtained from input suppliers in farm investment, the reasons for obtaining and giving credit, and the problems faced. The study also analyzes the advantages the input suppliers have over financial institutions. The credit was provided in-kind, which is acceptable to the farmers as it complies with Islamic doctrines of finance. The credit reduced the risk of underinvesting in production. However, it did not help in acquiring capital goods and long-term investment. The credit was mainly based on good rapport. The short repayment period and the lack of transparency were the challenges faced by the farmers. Input suppliers gave credit mainly to expand their businesses. Default and currency risk were the main problems they faced. In lending to farmers, input suppliers had advantages over financial institutions in acquiring information, controlling borrowers, and in the social acceptance of the credit they disbursed. The study also suggests suitable policies to increase access to formal credit for farm investment in Afghanistan.
掲載誌名
広島大学現代インド研究 : 空間と社会
10号
開始ページ
1
終了ページ
16
出版年月日
2020-03
出版者
広島大学現代インド研究センター
ISSN
2185-8721
NCID
言語
英語
NII資源タイプ
紀要論文
広大資料タイプ
学内刊行物(紀要等)
DCMIタイプ
text
フォーマット
application/pdf
著者版フラグ
publisher
権利情報
Copyright (c) 2020 広島大学現代インド研究センター
部局名
現代インド研究センター
国際協力研究科
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