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ID 50590
file
creator
MOAHID, Masaood
subject
formal agricultural credit
characteristics
challenges
thematic analysis
Afghanistan
abstract
Access to credit improves farmers’ productivity and income. However, farmers’ low access to credit remains a confounding issue in Afghanistan. This study predominantly aims to identify the challenges hindering the country’s financial sector from effectively serving agriculture. We used the triangulation method of data collection to capture the various dimensions of the challenges to formal agricultural credit access in Afghanistan. The results showed that commercial banks are reluctant to provide credit for agricultural purposes. Financial institutions supply credit to farmers in a fragmented manner, rather than through a unified mechanism. Furthermore, farmers cited the cumbersome process of obtaining credit and the lack of suitable collateral for it as the most pressing issues. Moreover, a thematic analysis of key respondents’ interviews revealed that vulnerability to risk, operational restrictions, societal constraints, and the less active real estate market are the predominant challenges to expanding formal agricultural credit. Finally, we present our suggestions to address these challenges.
journal title
Journal of contemporary India studies : space and society, Hiroshima University
issue
Issue 11
start page
21
end page
37
date of issued
2021-03
publisher
広島大学現代インド研究センター
issn
2185-8721
ncid
language
eng
nii type
Departmental Bulletin Paper
HU type
Departmental Bulletin Papers
DCMI type
text
format
application/pdf
text version
publisher
rights
Copyright (c) 2021 広島大学現代インド研究センター
department
The Center for Contemporary India Studies at Hiroshima University
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