グループ制小規模金融プログラムにおける女性参加の制約要因 : ネパールにおける西部農村開発銀行を事例に 【原著論文】

Factors affecting to women's participation in micro-finance program : A case study on Western Rural Development Bank in Nepal

グループセイ ショウキボ キンユウ プログラム ニ オケル ジョセイ サンカ ノ セイヤク ヨウイン : ネパール ニ オケル セイブ ノウソン カイハツ ギンコウ オ ジレイ ニ

辰己 佳寿子

三木 俊伸

国際協力研究誌

Journal of International Development and Cooperation

In order to empower women, alleviate the hardship and sufferings of the rural poor people, Western RuralDevelopment Bank in Nepal has launched micro-finance program having a similar system of Grameen Bank ofBangladesh. In fact, adoption of Grameen Bank system to micro-finance has been expanding in Nepal. However,the poorest of the poor are not involved in the program.This paper tries to capture the features and socio-economic factors affecting to women's participation in this pro-gram by comparing various aspects of participants, non-participants and drop out women. There are about 90 per-cent non-eligible and 10 percent eligible participants in the study village. However, the eligible women, who reallyneed credit, are not involved in the program.As a result, the following points are found out to be the major constraining factors of participation: 1) Obtainingand sharing information; this point is related to social relation in the community and among different caste/ethnicgroups. 2) Disparities of income; this is directly linked to weekly installment and risk management of default. 3)Opportunity cost; time constraints and its cost affect to attendance at weekly meeting, thus, lack of understanding,support and cooperation by family members constraints women's participation.

Society [ 360 ]

jpn

広島大学国際協力研究科

[ISSN] 1341-0903

[NCID] AN10482914